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  • Writer's pictureFrankie Copsey

Do this TODAY to be less broke TOMORROW...

Updated: Nov 5, 2020

Disclosure: This post may contain affiliate links, which means I may receive a commission if you click a link and purchase something that I have recommended. Click here to read my disclosure policy.

Knowing exactly where your money is going – whether it’s groceries, streaming services, or vehicle payments – is critical in ensuring money stays in your hands.

To accumulate money, you have to spend less than you earn. The key isn’t making more; it’s spending less.

Let’s look at one thing you can do today to be less broke tomorrow…Lower Your Monthly Bills

Lower Your Monthly Bills (and have someone do all the not fun work of calling customer service for you.. keep reading)

You can’t avoid your monthly bills, but you can definitely spend less. Spending less on these recurring monthly expenses can add up to significant savings over the course of a year.

So what can you do:

  • Cut your cable cord or decrease your cable package.

  • Share your streaming services with a friend or family member. Instead of paying for a handful of different streaming services – split them. Everyone in your circle pays for one and you share the accounts.

  • Lower your cell phone data plan. Chances are you’re paying for internet at home and on your phone. Do you really need both? Better yet, go prepaid and save yourself even more!

  • Negotiate down your car insurance. Switch companies if needed. Gone are the days of company loyalty especially if you are getting the same protection.

  • Cancel subscriptions you don’t use. Cancel all of them for a month and over that time.. decide which ones you really want/enjoy/need then get rid of all the ones you don’t.

I know calling and negotiating down your bills isn’t at the top of the fun list, so that’s why I’m super excited to share this awesome bill-lowering service, Billshark, that negotiates down your utility bills and passes the savings on to you. If you haven’t heard of BillShark keep reading, you’ll be so glad you did.

Billshark is awesome for THREE money saving reasons:

  • A team of negotiators calls your internet, phone, and cable providers to lower your monthly bill. If they are able to lower your bill you keep 60% of the savings. If they can’t lower your bills you pay NOTHING.

  • Billshark’s experts will cancel subscriptions you no longer want or need. They even get refunds for unused services you may have paid for.

  • Billshark has a free auto and home insurance comparison service so you can make sure you aren’t overpaying for insurance. You’re shopping for the best rates without haggling with multiple companies.

Click here to learn more about Billshark.

Until I started tracking my money and truly looking for ways to save, I didn’t even know I could save money on my gas or electricity expenses. But you can and there are companies out there willing to negotiate for you.

Another great bill negotiator is Look After My Bills. Using algorithms, Look After My Bills works to find you the best deal on gas and electricity. They let you know they found a better deal and do all the switching for you. And when the deals ends; they find another one.

Click here to learn more about Look After My Bills

Of all the bill negotiating services out there, Truebill is the best.

Why? Because the people at Truebill understand that managing your finances is hard and they look to make it easy by optimizing your spending, managing subscriptions, lowering you bills, and keeping you on top of your financial life as a whole all from an app at your fingertips.

Click here to learn more about Truebill.

Truebill gives you a complete picture of your finances. You’ll be able to cancel unwanted subscriptions, lower your bills, and ultimately reach savings goals.

There's no way around paying for your utility bills, but there is always room to negotiate them down. Take action today and start putting money back in your pocket.

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